The automotive insurance market in South Africa is one of the more difficult ones in which to operate. Since the government does not mandate that all drivers carry car insurance, most drivers end up going without it. Also, drivers there are some of the worst around. In fact, South Africa has often had the dubious honor of being ranked number one in both traffic injuries and fatalities.
Approximately 65 percent of South African drivers do not have auto insurance cover. That is an alarming statistics for the 35 percent of those who do. So, what is keeping that 65 percent from making the responsible decision and purchasing at least the minimum cover?
In South Africa, the purchase of insurance cover is often the choice of the consumer. And, given the choice, many South Africans opt not to purchase insurance cover ” a decision that can be financially devastating.
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Finding the right car insurance at the right price is not impossible, even in South Africa. Be sure you know your cover options and how you can save on car insurance premiums.
The car insurers in South Africa are always designing insurance coverages to meet the needs of the different types of drivers, from the urban ones to the off-road ones.
Few things that South Africa is known for is its ever increasing crime rate and increasing instances of car accidents due to its roads. These reasons make it crucial for car owners in South Africa to get their vehicles insured. Unfortunately that is not such an easy task with the insurance premiums often being rather high.
